Before getting a mortgage, you should consider renting for a while, get a feel for the neighborhood you’re in and make sure that your job that's providing the income to pay for your life and your mortgage is stable. Once you're feeling very comfortable about that, and maybe you're thinking about starting a family, then considering a mortgage might make sense. Always remember that you owe money, lots of money, and you know with certainty, regardless of what interest rates are, you're gonna pay interest. Debt is debt, and you have to pay it back.